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Charleston real estate market in 2026: a late-summer read
With about four months left in the year, here's our read on the Charleston real estate market in 2026, from the seat we actually sit in: a first-position lender writing short-duration loans on real property in the tri-county. This isn't a forecast. We don't get paid to predict where prices go. We get paid to […]
August 20, 2026
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The 5 hard money loan types, explained in plain English
"Hard money" sounds like one thing. It's actually a product line. The phrase covers several different loans that share one trait: they're short-term, asset-backed loans made by private lenders rather than banks, priced on the property and the plan instead of a borrower's tax returns. If you're weighing private real estate lending as an investment, […]
August 4, 2026
Latest Article
890 Capital August 2026 Investor Update: Charleston Buyers Surge, and a Clean Book
Charleston closed single-family home sales jumped 25.3% in June and the median hit $768,500. See 890 Capital's August 2026 fund and market update.
August 3, 2026
Latest Article
Charleston fix and flip financing: inside one loan, start to finish
Most investing content stops at the pitch. We would rather show the work. So instead of another explainer, here is one real loan, start to finish, with the borrower and address anonymized. It is an ordinary deal, which is exactly the point. Ordinary is what Charleston fix and flip financing looks like when it is […]
July 31, 2026
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What is an accredited investor? A plain-English guide
If you've looked at a private real estate fund, you've run into the phrase "for accredited investors only." It sounds like a velvet rope, and people usually assume they're on the wrong side of it. Often they're not. Here's what an accredited investor actually is, why funds like 890 Capital are required to ask, and […]
July 28, 2026
Latest Article
How hard money loans are underwritten (and how we say no)
Most of what protects your money at 890 Capital happens before a single dollar goes out the door. It happens in underwriting: the unglamorous, checklist-driven work of deciding which loans we make and, just as often, which ones we turn down. We get asked how we've stayed at zero foreclosures across 126 loans since inception. […]
July 23, 2026
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Investing in private real estate loans through a self-directed IRA
Most retirement accounts hold whatever the brokerage puts in front of you: stocks, bonds, and a menu of mutual funds. A self-directed IRA real estate strategy opens a different door. It lets your retirement money hold alternative assets, including the first-position mortgages that private lenders like 890 Capital make across the Charleston tri-county. The appeal […]
July 20, 2026
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Dividend reinvestment in real estate: how a DRIP compounds your monthly income
Dividend reinvestment in real estate is one of those ideas that sounds complicated and turns out to be almost boring. You decide, once, whether this month's income gets spent or goes back to work. That single choice, repeated every month, is the difference between a flat line and a curve. At 890 Capital, most investors […]
July 13, 2026
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250 years on, Charleston is still a city worth building
Two hundred and fifty years ago this week, a half-finished fort of palmetto logs sat on Sullivan's Island at the mouth of Charleston Harbor. On June 28, 1776, the British fleet opened fire on it. The soft palmetto wood absorbed the cannonballs instead of splintering, the fort held, and the fleet withdrew. Days later, in […]
July 4, 2026
