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PRIVACY POLICY

Effective Date: February 11, 2026

At 890 Capital, we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and safeguard your information on our real estate marketing platform.

Collection of Personal Information

890 Capital may collect personal information such as name, email address, phone number, and any other details you provide through forms, registrations, or direct communication. Additional data—like IP addresses, browser information, or location data—may be collected automatically for analytics or security purposes.

Use of Personal Information

To respond to inquiries or requests for services.
To send marketing communications (including email, SMS, or other channels) with your consent.
To provide educational materials or updates on real estate or investment information.
To improve our website, services, and user experience.

Data Sharing & Disclosure

890 Capital does not sell or rent your personal information to third parties. We may share your information with trusted third-party partners (e.g., service providers, marketing platforms) that assist with business operations, provided they agree to maintain confidentiality. We may also disclose your information as required by law or in response to valid legal processes.

Consent for Communications

By providing your contact information, you consent to receive communications from 890 Capital, including email, phone calls, and SMS messages. You can opt out of these communications at any time by unsubscribing from marketing communications or texting STOP in response to SMS messages.

Cookies and Tracking Technologies

We may use cookies or similar technologies (e.g., tracking pixels) to improve website functionality, analyze traffic, and personalize content. You can typically manage cookie preferences in your browser settings.

Governing Law

This policy is governed by the laws of South Carolina. Any disputes shall be resolved in the courts located in Charleston County, SC.

Updates to This Policy

We may revise this Privacy Policy at any time without prior notice. The updated policy will be posted on our website. Your continued use of our services indicates your acceptance of the updated terms.

Contact Us

If you have any questions regarding this Privacy Policy or your personal information, please reach out to us at:

890 Capital
Email: frank@890capital.com
Location: Charleston, SC

Frequently Asked Questions

Everything you need to know

Can you provide an example of a 500k loan?

$10,000 origination fee at closing paid from borrower 12-14% annualized interest payments made monthly from the borrower ($5,000+/month).

What happens if a borrower goes bankrupt

or a property gets upside down?

The fund is diversified across multiple properties and loans, similar to a mutual fund. In case of default, we hold liens on all assets and will manage the recovery process to minimize loss. 890 Capital will leverage its existing relationship with the Caleb Pearson Real Estate team (over 500 homes flipped) to further minimize losses and finish out any projects that could need to be finished/sold.

How will 890 Capital make money?

Through interest-only loans on hard assets (real estate specifically).

Is this all completely legal? What steps have been taken in that regard?

Legal Compliance: Yes, all operations are legal. We have partnered with a reputable SEC law firm to draft our documents and an accounting firm for financial oversight.

How do I get my money out if something happens and I need money?

While the fund is designed for long-term investment, early withdrawal options are available under certain conditions, subject to fees. We require a 90-day notice to withdraw funds. However, we can usually return funds sooner than that.

What are the biggest risks for me as an investor?

Market volatility, borrower defaults, and liquidity risk. However, risks are mitigated through diversified investments, detailed underwriting, and professional management.

How can you make sure that the money will be getting lent out? Who has those relationships?

Our team has extensive networks and relationships with reliable borrowers in the real estate market to ensure capital is actively deployed. We will also be raising money in stages to ensure that the demand for loans aligns with the capital in the fund. We do this to guarantee that the fund is not paying on excess capital that can’t be deployed.

How much are you trying to raise?

890 Capital is in the process of closing an initial $10 million tranche, with an initial fund target of $25 million for year one. The fundraising will be segmented into phases to allow for strategic capital deployment.

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NAVIGATION

RISK AND DISCLOSURES:

890 Capital, LLC does not provide investment recommendations or financial advice through this website, and no communication through this website should be interpreted as such. The investment opportunities presented by 890 Capital, LLC are “private placements” of securities. These securities are not publicly traded, are subject to holding period requirements, and are available only to accredited investors. They are intended for investors who are capable of understanding and assuming the high risks involved and who do not require a liquid investment. Private placements offered by 890 Capital, LLC are not insured by the FDIC or any other federal government agency, nor are they guaranteed by 890 Capital, LLC. Investments in these securities may lose value, and there is no assurance of future returns. Neither the U.S. Securities and Exchange Commission (SEC) nor any state securities commission has endorsed or approved the investments presented or verified the accuracy or completeness of any information provided on this website. Investors must be prepared to bear the risk of loss, including the loss of their entire investment.

ACCREDITED INVESTOR:

The information provided on this website is for educational purposes only and does not constitute an offer to sell or a solicitation to purchase securities or real estate investments. Any such offers are made exclusively through the sponsor’s Private Placement Memorandum (PPM), which is only available to accredited investors and accredited entities as defined by the U.S. Securities and Exchange Commission. This material should not be construed as tax, legal, or financial advice. Investors are encouraged to consult with their own tax, legal, and financial advisors regarding their specific circumstances. Investing in real estate carries inherent risks, including but not limited to the potential loss of the entire investment, market volatility, tenant vacancies, and illiquidity. Neither cash flow, returns, nor property appreciation are guaranteed, and actual performance may fall short of projections. Additionally, there are significant restrictions on the sale or transfer of interests in private placements. Investors should be prepared for the possibility of not realizing expected cash flows or returns and the potential loss of their invested capital. Please do not invest if you are unable to bear the loss of your entire principal investment.